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I heard something a little while back about a new thing that England was working on involving the selling of homes in England and Wales called HIPs. So you may ask what are HIPs? HIP stands for Home Information Pack and is basically a package of documents about the property like an Energy Performance Certificate, local authority searches, title documents, guarantees, etc. The thing is that these HIP’s have been in the works for some time now and the exact rules about which houses will require them is constantly changing. at first it was every home, then it changed to only larger homes. There is supposed to be some sort of review about the progress of this new seller’s pack in the middle of October. It is still way up in the air on the exact rules for these things. For more information and the latest news and updates on HIP’s go to Rics.org, they can keep you up to date.

I have probably written more about loans than any other topic on my entire blog. There is a reason for that, though. I know a lot about loans and borrowing money. No, I am not a real estate agent nor am I a loan officer. I am just the average guy, the average guy who has bought a lot of properties, borrowed a ton of money and had more loans than I can remember. So you may ask why I have had so many loans. That is simple, because I am the type of person who would refinance an entire mortgage, first and second, to save a quarter of one percent. I absolutely hate paying more interest than I have to. If I am going to borrow money I feel it should be on my terms and since I have incredible credit I should get the best interest rates out there.

It hasn’t always been that way though. When I first started I had to get a couple of Secured Loans to get myself up and running. Once I had been doing this for a little while though I was able to make a decent amount of money and really build my portfolio and credit rating. Once I had done that I could pretty much walk into any bank and borrow a crazy amount of money completely unsecured. If you know anything about credit you know that not a lot of people can get Unsecured loans for large amounts of money.

No I am much more picky about the money I borrow. As I have the option to pick from whatever loans and companies I want to go with I really like to take my time and Compare loans to make sure that I am getting the absolute best deal possible. Maybe, it’s just me, but I feel there is no need to pay somebody else a ton of interest to borrow a little amount of money.

If you have ever been the plaintiff in any type of lawsuit and been awarded a settlement than you probably already know the ins and outs of a Structured Settlement. Which means that you are also very aware of the problems a structured settlement can cause when you need money and you need it fast. If you are unfamiliar with this term allow me to give you a brief definition. A structured settlement is a lawsuit or claim settlement where you receive your money in periodic payments, a little bit at a time. Even though everyone knows that most people would rather just get all their money in one big lump sum.

That is where Stone Street.com comes in. They can help you to cash in your Structured Settlements for one lump sum payout. You can access all or part of your structured settlement without waiting for your future payments to arrive, so you don’t have to take it all at once if you don’t need it, but that option is there. Maybe you just need enough for a down payment on a new house, but with your current structured settlement setup you can’t save enough money to do it. Then this would be the perfect option for you. Only pull out as much as you need and still continue to receive payments for the rest.