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I have probably written more about loans than any other topic on my entire blog. There is a reason for that, though. I know a lot about loans and borrowing money. No, I am not a real estate agent nor am I a loan officer. I am just the average guy, the average guy who has bought a lot of properties, borrowed a ton of money and had more loans than I can remember. So you may ask why I have had so many loans. That is simple, because I am the type of person who would refinance an entire mortgage, first and second, to save a quarter of one percent. I absolutely hate paying more interest than I have to. If I am going to borrow money I feel it should be on my terms and since I have incredible credit I should get the best interest rates out there.

It hasn’t always been that way though. When I first started I had to get a couple of Secured Loans to get myself up and running. Once I had been doing this for a little while though I was able to make a decent amount of money and really build my portfolio and credit rating. Once I had done that I could pretty much walk into any bank and borrow a crazy amount of money completely unsecured. If you know anything about credit you know that not a lot of people can get Unsecured loans for large amounts of money.

No I am much more picky about the money I borrow. As I have the option to pick from whatever loans and companies I want to go with I really like to take my time and Compare loans to make sure that I am getting the absolute best deal possible. Maybe, it’s just me, but I feel there is no need to pay somebody else a ton of interest to borrow a little amount of money.