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The world is a very insecure place, things happen every day, things people never saw coming. Everything is going well and out of nowhere something unexpected takes a financial toll on your household. That is why whatever money you have should be spent and invested wisely. If you have an additional couple of hundred or couple of thousand dollars lying around, why put it in a cookie jar or under a mattress or even in your checking account for that matter. That money could be put into high rate savings and CD accounts that could be earning you interest. That is how rich people get richer, by letting their money make them money, and you can do it too. Just put your money into any type of interest bearing savings account and earn money off of your money. Don’t let it slowly run out, when it can quickly make more.