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Everyone has credit card companies that they like and dislike for their own very different reasons. Some people prefer credit cards that offer large cash advance amounts some prefer credit cards with very low apr’s and some are just looking for the best rewards programs out there. Personally I feel it all depends on what you plan on using the credit card for, if the monthly payments are an issue and how quickly you plan on paying it off.

For instance, if you plan on charging a lot of stuff and paying it off every month when the bill arrives, your concern should be more about the rewards you receive on your card then the interest. On the other hand if you plan on transferring a higher rate balance over to drop your monthly payments, your concerns should be more about the low long term apr than the rewards. You get the picture.